Does Alliant Credit Union do a hard credit pull to open a High-Rate Checking via Gemsloot?

No. Alliant Credit Union does not pull your credit to open a High-Rate Checking via Gemsloot.

Is the Alliant Credit Union High-Rate Checking via Gemsloot bonus available nationwide?

Yes. The Alliant Credit Union High-Rate Checking via Gemsloot bonus is available to applicants in all 50 states.

Is the Alliant Credit Union High-Rate Checking via Gemsloot bonus taxable?

Yes. Bank account bonuses are considered taxable income by the IRS. Alliant Credit Union will send a 1099-INT form if your bonus is $10 or more.

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Alliant Credit Union

Alliant Credit Union High-Rate Checking via Gemsloot $60 Bonus

Bonus amount: $60Gemsloot payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Expires: Not listed
Time to complete: ~90 days
Bonus deposited in: ~180 days
Difficulty: Medium

Open the offer at Gemsloot →

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More routes to this bonus

Current best route: Alliant Credit Union High-Rate Checking via Gemsloot. Ranked Sep 22, 2026.

Compare all routes →

Requirements

Last verified: Oct 7, 2026

Open an Alliant account through the Gemsloot offer
Use the link above to open Gemsloot's Alliant offer. Create your Gemsloot account when prompted, then open your Alliant account through the offer.
Complete the offer card's requirements
Follow every requirement and deadline shown on Gemsloot's Alliant offer card. The offer card's terms control.

Gemsloot credits the reward once it confirms the offer is complete, and its terms let it hold credits for up to 90 days after completion. Rewards redeem for gift cards or other prizes Gemsloot offers. Check its current redemption options before you start.

Account Details

Monthly feeNo monthly fee

Opening deposit$25

APY0.25% (as of Oct 7, 2026)

Min. hold periodNo minimum

Alliant does not publish a minimum time to keep the checking account open.

Early closing fee$0

Credit inquiryNo credit pull

ChexSystemsYes. May deny applicants with negative banking history.

AvailabilityNationwide

Eligibility

Minimum age18+

Existing customersNot eligible

We could not confirm whether Gemsloot pays existing Alliant members. Assume it needs a new Alliant account unless the offer card says otherwise.

Other restrictions

Alliant is a credit union, so you join as a member. Alliant says anyone in the United States can apply: through an employer Alliant partners with (current or retired), as an immediate family member or domestic partner of a current member, or by living or working in an eligible community near its Chicago headquarters. If none of those fit, choose "Other: Join Alliant Credit Union Foundation" in the application and Alliant pays the one-time $5 membership fee for you.
Every member gets a High-Rate Savings account. Opened online, it takes a $30 opening deposit: $25 from you and $5 funded by Alliant.
You need a Social Security number or ITIN. Accounts for minors must be joint with a parent, grandparent or legal guardian.

Tips & Gotchas

→The link above opens Gemsloot's Alliant offer. Create your Gemsloot account when prompted.
→Follow the offer card exactly. Gemsloot credits the reward only after it confirms completion.
→Keep a copy of the offer card and its requirements before you begin.
→Alliant is a credit union, so you become a member when you open the account. If no other membership path fits, choose "Other: Join Alliant Credit Union Foundation" and Alliant pays the $5 fee for you.

Direct Deposit Data Points 6

6 community reports across 5 transfer sources, showing what triggers a qualifying direct deposit at Alliant Credit Union.

Showing 5 of 6 reports

View all Alliant Credit Union direct deposit data points →

How long until the bonus posts? The most recent community reports average about 62 days. See 3 reports on Alliant Credit Union Checking payout timelines →

Can You Earn This Bonus Again?

Can rechurnNo

NotesAlliant publishes no bonus re-eligibility rule for returning members. Gemsloot's terms set no reapply rule, but they let Gemsloot limit how often an offer can be completed.

Fine Print

Gemsloot terms apply. Alliant membership and account approval apply. Rewards credit only after Gemsloot confirms completion, have no cash value, and redeem for gift cards or other prizes Gemsloot offers. The offer card's terms control.

Taxable income

What is ChexSystems?

ChexSystems is a banking history report that can affect bonus approvals. Here's how it works, which banks check it, and how to work around a bad record.

Read →

What is APY (Annual Percentage Yield)?

The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.