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Affinity Federal Credit Union

Affinity Federal Credit Union Cash Back Debit $100 Bonus

Affinity Federal Credit Union pays you $100 when you open a Cash Back Debit account and set up recurring direct deposits. Membership is open to employees and family members of partner organizations. No monthly fee. No minimum balance.

Bonus amount
$100
Time to complete
~60 days
Bonus deposited in
~30 days
Difficulty
Easy

Requirements

Last verified: May 5, 2026

  1. Open account

    Open a new Affinity Cash Back Debit checking account through the referral link.

  2. Set up recurring direct deposits

    Establish recurring direct deposits totaling $500 or more in a calendar month within 60 days of opening.

Bonus is deposited by the last business day of the month following completion of requirements.

Tips & Gotchas

  • Must enroll in eStatements to avoid the $2 monthly paper statement fee. Only payroll, pension or government deposits count; multiple small deposits cannot be aggregated. New members only; referral link required.

Direct Deposit Data Points 2

Community-reported results for what triggers a qualifying direct deposit at Affinity Federal Credit Union.

4 total

View all direct deposit data points across every bank →

Account Details

Monthly fee$2/month
Fee waiver
  • Enroll in paperless statements to avoid the $2 monthly paper statement fee.
APY0% (as of May 5, 2026)
Min. hold period60 days

Keep the account open until the bonus posts (end of the following month).

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

Must not have been an Affinity member within the last 12 months.

Can You Earn This Bonus Again?

Can rechurnNo
NotesReferral bonus limited to 10 referrals per calendar year.
Portals
  • ·

Fine Print

Bonus is reported as miscellaneous income. The account must remain open and in good standing at payout.

Taxable income · Reported on 1099-MISC

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more