Affinity Federal Credit Union
Affinity Federal Credit Union Cash Back Debit $100 Bonus
Affinity Federal Credit Union pays you $100 when you open a Cash Back Debit account and set up recurring direct deposits. Membership is open to employees and family members of partner organizations. No monthly fee when you enroll in paperless statements. Paper statements cost $2 a month. No minimum balance.
- Bonus amount
- $100
- Time to complete
- ~60 days
- Bonus deposited in
- ~105 days
- Difficulty
- Easy
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Requirements
Last verified: Aug 18, 2026
Open an account
Open a new Affinity Cash Back Debit checking account with a $5 opening deposit using the link above.
Set up recurring direct deposits
Establish qualifying recurring direct deposits totaling $500 or more in a single calendar month within 60 days of account opening.
Bonus is deposited by the last business day of the month after you complete the requirements.
Account Details
- Enroll in paperless statements to avoid the $2 monthly paper statement fee.
Keep the account open until the bonus posts (end of the following month).
Eligibility
Must not have been an Affinity member within the last 12 months.
Tips & Gotchas
- →Qualifying direct deposits are recurring ACH deposits of payroll, Social Security, unemployment, or pension. Transfers, mobile deposits, Zelle, and non-payroll ACH do not count.
- →Multiple qualifying deposits that add up to $500 in the same calendar month count. This is a change from earlier versions of the offer.
- →Not available if you already have a Cash Back Debit account or closed your Affinity membership within the last 12 months.
- →Set up eStatements to avoid the $2 monthly paper statement fee.
- →After opening, Affinity pays another $100 for each friend or family member you refer, up to $1,000.
Direct Deposit Data Points 20
20 community reports across 10 transfer sources, showing what triggers a qualifying direct deposit at Affinity Federal Credit Union.
View all Affinity Federal Credit Union direct deposit data points →
Can You Earn This Bonus Again?
Fine Print
Open an Affinity Cash Back Debit account and establish qualifying recurring direct deposits totaling $500 or more in a given calendar month within 60 days of account opening. Bonus is deposited by the last business day of the month following completion of all qualifying criteria. Offer valid only for members without an existing Cash Back Debit account who have not closed their membership within the last 12 months. Offer subject to change without notice. Bonus may be reported on an IRS 1099 form.
Taxable income · Reported on 1099-MISC
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
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