Addition Financial Credit Union
Addition Financial Credit Union Free Checking $200 Bonus
Addition Financial Credit Union pays you $200 when you open a Free Checking account and add monthly direct deposits of $1,000 or more within your first 90 days. No monthly fee and no debit card transaction requirement. Membership is open to eligible Florida and Georgia residents.
- Bonus amount
- $200
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Aug 20, 2026
Open an account
Open a new, first-time Addition Financial Free Checking account as a new member.
Receive qualifying direct deposits
Add direct deposit with a monthly cumulative amount of $1,000 or more within the first 90 days of opening the Free Checking account. Qualifying deposits are regularly scheduled electronic deposits of payroll, pension, or government benefits.
Maintain account
Keep the account open and in good standing for at least 90 days. The bonus is paid within 30 days after.
Bonus paid within 30 days after the account has been open for 90 days and the direct deposit requirement is met.
Account Details
Keep the account open and in good standing through the 90-day qualification period. The bonus is paid within 30 days after.
Eligibility
Must be a new Addition Financial member and first-time checking customer.
- Residence within eligible Florida or Georgia field-of-membership counties required.
Tips & Gotchas
- →You must live in eligible Florida or Georgia counties to join Addition Financial.
- →No debit card transactions are required. The direct deposit is the only earning requirement.
- →Limit one promotional offer per individual. You can earn only one of the Free ($200), Classic ($300), or Benefits ($400) checking bonuses.
Direct Deposit Data Points 4
4 community reports across 3 transfer sources, showing what triggers a qualifying direct deposit at Addition Financial Credit Union.
View all Addition Financial Credit Union direct deposit data points →
Can You Earn This Bonus Again?
Fine Print
Offer available as of March 2, 2026 and subject to change or end without notice. New members who open a first-time Free Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000 within the first 90 days of account opening earn $200. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Incentive paid within 30 days after the account has been open for 90 days and qualifying direct deposit activity is met. Limit one promotional offer per individual. Membership eligibility required; residence within the state of Georgia or the state of Florida required.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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