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1st United Credit Union
1st United Credit Union Checking Plus $200 Bonus
1st United Credit Union pays you $200 when you open a Checking Plus account with promo code PLUS200 by September 30, 2026 and make 10 debit card purchases of $10 or more. No direct deposit required. Available in California.
- Bonus amount
- $200
- Expires
- Sep 30, 2026
- Time to complete
- ~60 days
- Bonus deposited in
- ~90 days
- Difficulty
- Easy
Requirements
Last verified: Jul 16, 2026
Open account
Open a new 1st United Credit Union Checking Plus account with promo code PLUS200 by September 30, 2026.
10 debit purchases of $10+
Use your debit card to make 10 purchases of $10 or more, within 60 days of account opening.
Make the 10 qualifying debit purchases within the qualifying window and the $200 is credited afterward.
Tips & Gotchas
- →Use promo code PLUS200 when you open the account by September 30, 2026.
- →No direct deposit is required. You only need 10 debit card purchases of $10 or more.
- →Checking Plus has an $8 monthly fee that is only waived with a $20,000 minimum daily balance, so the fee can eat into the bonus if you keep a low balance.
- →Membership is limited to eligible California counties. A small share deposit establishes membership.
Account Details
- Waived with a $20,000 minimum daily balance.
The credit union may retain the bonus if you close the checking account within 6 months.
Eligibility
One incentive per primary member per product type.
- Membership required. 1st United Credit Union generally serves people who live, work, or worship in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus County, California, or their family members.
Can You Earn This Bonus Again?
Fine Print
Available to eligible new 1st United Credit Union members in California who open a Checking Plus account with promo code PLUS200 by September 30, 2026 and make 10 debit card purchases of $10 or more within 60 days of opening. One incentive per primary member per product type. Checking Plus carries an $8 monthly maintenance fee waived with a $20,000 minimum daily balance. The credit union may retain the incentive if the account is closed within 6 months.
Taxable income · Reported on 1099-INT
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